Since Lindsay is changing jobs, we decided to put her on my medical insurance through Purdue. It works out really well, because it costs about the same as her coverage at Regions, and it's a pretty good health plan.
I went in on March 17th (remember that date) to sign Lindsay up for insurance. I wrote a check for the first month’s premium, and we were good to go.
The next Saturday, we got a bill in the mail for the period of February 2nd to June 4th, which covers nearly a full two months of time before Lindsay was even covered.
"How did that happen?" you might ask.
Well, there was no place on the form to request an effective date for Lindsay’s coverage. So, the woman processing the claim made the logical assumption to push the effective date back to January 1 of this year.
How dumb is that?! It’s ridiculous that Purdue would send me a bill like this when:
1.) I had already paid for my coverage for February and March.
2.) I didn’t even apply until mid-March!
If anything had happened to Lindsay in that time frame, you can bet Purdue wouldn’t have helped out! They’re fixing it now, but I’m still a little frustrated! Make sure you pay attention to your bills...you never know what could be on there.